One of the easiest and most convenient ways to buy bitcoin and other cryptocurrencies is by purchasing with a credit card. Buying crypto with a credit card is instant and therefore very timely.
- Fast transaction time
- Instant purchase
- High fees are usually associate with credit card transactions
- Low privacy as crypto exchanges mostly require verification
If you cannot wait 2-3 business days for a bank transfer then credit card deposits and purchases are usually the preferred payment method as buyers have the ability to buy in immediately. That being said in rare cases it can take a bit longer as large deposits or purchases needs a manual approval.
|Name||Region||Credit card fees||Buy|
|Coinbase||Australia, Europe, UK and US||3.99%||Buy crypto|
|Coinmama||Africa, Asia, Australia, Europe,
South America, UK and US
Above is a selection of cryptocurrency exchanges that offer purchase of bitcoin, ethereum and other cryptocurrencies via credit card or debit card.
Below you will find some of the crypto exchanges that are worth taking a closer look at if you consider purchasing cryptocurrency with a credit card.
Bitpanda (review) is one of the best crypto exchanges for customers in Europe. Bitpanda has a lot of payment options and one of the most popular is credit cards. With credit card deposit fees at 1.50%, Bitpanda is one of the lowest in the crypto industry and definitely worth checking out.
Paying with a credit card on Bitpandas platform is very easy. You can either choose VISA or Mastercard. The money is on your account instantly and afterwards you can buy bitcoin or any other of their 30+ cryptocurrencies, including their own Pantos (PAN) and Bitpanda Ecosystem Token (BEST).
They also have functionality that they call “Savings Plan” which is a recurring purchase on a daily, weekly or monthly basis. This is a great way to invest in bitcoin or any other crypto coin as you do not have to look at the price and the chart. You will just buy crypto consistently and recurringly.
Coinmama is a very well respected exchange and supports customers from more than 190 countries and they also have the option to purchase bitcoin and other crypto currencies like ethereum with credit cards. The exchange is very easy to use and in general a really good option for users that are new to bitcoin and the whole crypto space.
The fees on credit cards are a bit on the high end of the spectrum on Coinmama, but they also have much higher limits than others. So if you are looking to spend more than 2500 USD then Coinmama would be ideal.
The UK base cryptocurrency broker CEX, is also a very good place to buy cryptocurrencies. They have been around since 2013 and serve millions of users. They have a wide range of crypto currencies as well as functionality to serve both beginners but also the businesses and institutions.
The platform is easy to use and it provides a high level of security. They have a minimum of $20 purchase with credit card and up to $1000 on the lowest verification level that allows purchase of crypto.
Coinbase is an excellent choice for purchasing cryptocurrencies with credit card or debit card. Coinbase has a great user experience and they make it possible to deposit and purchase crypto in a very few simple steps.
If you are looking to purchase cryptocurrencies on a regular basis you can benefit from the recurring purchase functionality where you can set up weekly, bi-weekly or monthly purchases of cryptocurrencies with credit card without having to worry about if it is a good time to buy.
Overall Coinbase is top exchange for starting your crypto journey.
Bitpanda is the leading crypto exchange in Europe with more than 1 million users. You can trade more than +30 cryptocurrencies, gold, silver and other metals.